
The apps to make money listed below generally won’t make you rich any time soon. But many can give you ways to earn just a bit of extra cash. Check them out if you want to earn a little money on the side, often for little to no actual work.
1. Capital One Shopping
Disclosure – Capital One Shopping compensates us when you get the Capital One Shopping extension using the links provided.
One of the best savings (and making money) apps is Capital One Shopping. It’s a shopping app that can help you make money in two ways: finding better deals and giving you rewards.
The first is by helping you save money on the products you buy every day. A penny saved is a penny earned, so saving money on a purchase you would make anyway is just as good as making money.
Capital One Shopping has a database of websites that sell products and showcases their prices. Once you install the app on your browser, Capital One Shopping can automatically comparison shop for the product you’re interested in. You can also use the phone app to scan barcodes of products in stores and find local retailers selling the same thing for a better price.
2. Robinhood Free Share of Stock (Up to $200)
Robinhood is an investing app offering you the opportunity to buy stocks with a $0 trading cost. The beauty of the app is you can invest in partial shares of stock, so if you only have $20 to invest, you can still own part of Google!
The bonus of Robinhood is when you sign-up (which is free), you’ll be awarded a free share of stock. This share of stock can range in value anywhere between $2.50 and $200 (the value of the stock is likely on the low end, but you’ve got a shot for a good one).
3. Swagbucks $5 Bonus
We’ve written before about Swagbucks as a way to earn side money. You can make this even easier now by using Swagbucks as an app instead of just on your computer. As with many other apps featured here, this one will notify you when you’re eligible to take surveys or complete other paid tasks.
4. Public
Public is a social investing app that can build your financial literacy with your friends. Public offers fractional shares of thousands of public companies and ETFs, allowing you to build a portfolio no matter your budget.
Since Public is a social experience, they offer many ways for members to earn free slices of stock (valued up to $10) for referring their friends. Like other apps, each Public member gets a unique share link. Public also makes it possible to share your trades outside the app (even to Instagram stories!), and when you do, and friends join and are approved, you can earn free stock. You can also earn free stock by inviting friends to chat groups. Once they join and are approved, you’ll also earn free stock for that. The more friends you bring in, the more slices you earn.
5. Upwork
As a freelance marketplace driving the gig economy, Upwork is the best money-making app for skilled workers to connect with clients, while managing projects in one place. For its broad range of available skill categories, profile-building features and limitless earning potential, Upwork wins best overall.
Regardless of your previous experience, Upwork makes it simple and easy to create a profile and apply for new gigs. Freelancers can find opportunities in over 1,600 skills spanning digital marketing, coding, translation, admin work, and much more. If you can do it on a computer, you can do it on Upwork.
Through Upwork, you can apply for one-off opportunities or find ongoing work with clients. New reviews and a rising Job Success Score will make you a more attractive candidate for future opportunities. Qualified freelancers may receive invitations for exclusive opportunities.
6. Rakuten
Previously known as Ebates, Rakuten is the top money-making app for cashback, offering deals across numerous retailers along with inviting sign-up and referral incentives. Although you have to spend money to make money, the app lets you get a little cash back for purchases you’d be making anyway.
After registering, users can browse cashback offers at thousands of retailers, including Target, Best Buy, and Kohl’s. To receive cashback, simply click into a retailer from the app or website and place an order. You can also receive cashback for in-store purchases by selecting the offer in the app and linking your card prior to purchasing. However, you can’t receive cashback without first taking these steps.
Cashback rates vary by retailer, ranging from 1% to 40%. You can browse available cashback deals by store, brand, and category directly through the app.
7. OfferUp
OfferUp, which acquired competitor Letgo, takes the stress out of selling online through its simple and easy-to-use marketplace. Because it has a streamlined listing process and gives users the choice to sell locally or nationwide, OfferUp wins as the best money-making app for selling old goods.
Users can list a new product by uploading a picture, entering a description, and setting a price. You can choose to set a firm price open to the first willing buyer, or an asking price with room for negotiation. Viewers can communicate with the seller directly through the app to ask questions or express their interest.
OfferUp mainly facilitates local transactions, but users can also ship products. Rather than monitor offers and messages, you can set an item to “buy now” with a set price for shipping.
8. Ibotta
Ibotta lets you earn cash back on in-store and online purchases at over 2,000 supported retailers. Originally for groceries, it has expanded to include clothing, entertainment and eating out, pet supplies and other categories. Offers can be product or retailer-specific — and some will automatically be applied. For others, you’ll need to complete an additional task such as watching a video or taking a poll.
There are three possible ways to earn cash back in stores: Add offers and submit your receipt in the app after your shopping trip (you have 7 days to send in your receipt through the app), link your retailer loyalty accounts or purchase a retailer gift card through the Ibotta app. For online purchases, you shop through the app or with the Ibotta browser extension on your computer.
9. Fiverr
Fiverr is a freelancing marketplace that features gigs in over 200 categories, such as programming and video and animation. Create an account first, then you can set your profile as a “seller” highlighting your expertise. Post the gig you’re offering, which will include pricing and a description of your services. Pricing ranges from $5 to $995. Clients, known as “buyers,” can click through and place orders. You’ll get paid once you complete the job. Fiverr assigns seller levels based on performance. As you move up each tier, you’ll be able to sell more “extras,” such as a faster delivery time.
10. Poshmark
The Poshmark app is tailor-made for selling clothes, accessories and even home decor. After signing up, you take or upload photos of your item, fill out a description, price it and share the listing. You can also feature items in the app’s “Posh Parties,” which are virtual shopping events centered around particular brands, categories and themes. Poshmark emails you a prepaid and pre-addressed shipping label once a purchase is made. Then, you send the package via USPS.
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